The Parties in a Rideshare Accident From Whom You Can Seek Compensation

Rideshare accident attorneys are becoming quite common in Chicago.  These innovative rideshare services are indispensable to the residents and visitors in Chicago, Illinois, and its environs by offering convenience and affordability to their customers. 

However, the popularity of these services in Chicago also comes with an increased rate of accidents. Most of these cases are even more complex than standard car accidents due to the involvement of rideshare companies, drivers, or complex insurance policies. 

A recent study at the Becker-Friedman Institute for Economics at the University of Chicago warned that these services are responsible for an annual 3% increase in severe traffic accidents each year. It highlights the importance of Chicago rideshare accident attorneys. They provide vital legal support to victims, determine liabilities, and more.

Who Can You Seek Compensation From After a Rideshare Accident?

Here are the possible liable parties in a rideshare accident:

1. The Rideshare Driver: If the driver’s negligence caused the accident, such as speeding or distracted driving, they can be held liable for damages.
2. The Other Driver:  If the accident wasn’t caused by the rideshare driver, but by someone else in another car, that other driver can be held responsible. If they did something dangerous, like running a red light or not stopping at a stop sign, it’s their fault. In this case, their insurance company would be the one to pay for the damages and any medical bills you have because of the accident.  
3. The Rideshare Company: Rideshare companies may be held responsible if the accident occurred while the driver was actively engaged in a ride or en route to pick up a passenger. These companies can provide liability coverage under such circumstances.
4. Municipal Authorities: Poor road conditions or faulty traffic signals could implicate local governments of the area.
5. Vehicle Manufacturer or Maintenance Provider: If a mechanical failure contributed to the crash, the car’s manufacturer or those responsible for its upkeep might be liable.

Distinct Challenges in Rideshare Accident Cases

Rideshare accidents usually involve multiple parties, making it challenging to determine liability. The driver’s activity at the time of the crash plays a crucial role in compensation claims. Let’s have a look at a few instances below:

• Offline Drivers: If the driver’s rideshare app was off at the time of the accident, then their personal auto insurance applies.
• Available for Rides: When a driver is active on the app but has no passenger, the company’s contingent insurance may provide limited coverage.
• Transporting Passengers: If a driver is en route to pick up a passenger or already has one onboard, the rideshare company typically provides up to $1 million in liability coverage.

How Rideshare Accident Attorneys Can Assist You

Rideshare accident attorneys play a crucial role in securing fair outcomes for victims by offering the various services below:

Thorough Investigation

After you have been involved in a ridesharing accident, it is in your best interest to notify your attorney as fast as possible. So that your attorney will gather evidence such as police reports, medical reports, video surveillance, expert analysis, and the testimony of a witness to help build your case.

Navigating Insurance Policies

Your attorney understands the nuances of ridesharing insurance policies and of course can negotiate with insurers to ensure you receive compensation for medical expenses, lost wages, and property damage.  

In a case where the rideshare company or driver involved denies liability, your attorney can also advocate for a fair settlement.

Litigation

If the insurance company involved with your ridesharing accident fails to compensate you fairly or denies liability, your attorney is ready to represent you in court.